You could be owed £700*
per car finance agreement

You could be owed £700* per car finance agreement

Find your last 7 years agreements instantly and submit your claim:

  • icon No Paper work
  • icon No win- No Fee
  • icon Submit in less than 60 seconds

Just 3 Steps to More Justice

Follow these easy steps to get the compensation you deserve and hold the companies accountable for mis-sold PCP agreements.

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Step 1

Find your agreements

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Step 2

Select agreements

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Step 3

Submit Claim

Important Update: FCA Redress Pause

Following recent guidance from the Financial Conduct Authority (FCA), there is currently a temporary pause on certain redress payments and claims processing until the 4th December 2025. This pause is in place to ensure that all claims are handled in accordance with the latest regulatory requirements. For more information, please visit the FCA website

We are Claims Management Company authorised and regulated by the Financial Conduct Authority (FRN: 833604). We do not provide legal advice - your claim will be handled by an SRA-regulated law firm. You can claim for free, either directly or via the Financial Ombudsman Service. No Win No Fee fee: up to 36% (inc. VAT). You can cancel within 14 days at no cost, but cancellation fees may apply after this period. Eligibility and claim outcomes depend on your individual circumstances and a proper investigation. We receive a fee after a successful payout or a referral fee from your solicitor and this does not affect the compensation you will receive.

*FCA Statement - 03.08.25 - The FCA have said most people will receive less than £700 per agreement. You can read their statement here

How Do You Know If Your PCP Was Mis-Sold?

If any of the following statements apply to you, you may be entitled to thousands of pounds in compensation from a PCP claim:

  • The finance company did not inform you about any sales commissions.

  • The finance company disclosed that they received a commission but did not specify the amount.

  • You paid a high interest rate on your PCP finance.

  • You purchased a car through a PCP deal within the last *7 years.

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Your Path to Fair Compensation

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Eligibility Review

Our panel solicitor will request a credit search to determine the validity of your claim.

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Launching Your Claim

If everything checks out, our panel solicitor will get straight to work on your behalf, representing your claim to the finance provider.

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Advocating for You

Our panel solicitor will request a credit search to determine best course of action.

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Receiving What's Rightfully Yours

Our panel solicitor will recover what's rightfully yours and settle the claim.

The Team You Can Rely On

At PCP claimpro, we're dedicated to making finance decisions fair for everyone. Our team brings years of experience in financial law and consumer rights, and we're here to help those who've been affected by misleading car finance agreements. We believe in empowering consumers to stand up for their rights, ensuring they're treated fairly and given the transparency you deserve, especially when it comes to life-changing purchases like a vehicle.

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Business professional reading contract

Fairness for Your Car Finance Journey

No one should feel stuck with a car finance agreement that isn't fair. At PCP claimpro, we empower you to stand up for your rights and take control of your financial future.

Whether it's hidden fees, unreasonable interest rates, or terms you didn't agree to, we're here to help you navigate the process and find a solution. We believe in fighting for what's right and giving you the confidence to move forward.

If you think your car finance deal wasn't what you expected, we're ready to help you set things straight. Let's tackle this together and achieve the fairness you deserve.

FAQs
Could Your Car Finance Agreement Be Valid for a Claim?
If you purchased a car on PCP claimpro between 6th April 2007 and November 2024, and your agreement involved undisclosed commissions or other unfair terms, there’s a strong chance you have a valid claim. Let us help you find out more.
Do I Need the Original Documents to Make a Car Finance Claim?
No, original documents aren’t required. Our panel solicitor take care of requesting the information from your finance provider to determine if your agreement included any undisclosed commissions.
What Can I Expect from a Successful Car Finance Claim?
As per FCA's latest update, average compensation per finance agreement will be up to 700 (pound sign)
What Can I Do If My Lender Rejects My Car Finance Claim?
If the lender has rejected your complaint, then it has been closed by them and will not be re-opened without further input. It would therefore be advisable to submit the complaint again. Or you can register a complaint with Financial Ombudsman. The Financial Ombudsman is a free service that settles complaints between consumers and businesses that provide financial services.
What’s the Timeline for the Process?
The length of the process will vary depending on your individual case and how quickly your lender provides the necessary evidence. We hope for a smooth and cooperative process with the lender. While the FCA has paused complaints until December 4th, 2025, this does not prevent you from filing a complaint with your lender directly.
Fees & Charges

PCP claimpro is a trading style of Claim3000 LTD, incorporated in England & Wales (Compnay number 09371796). Registered Address: Unit 31, Cariocca Business Park, Hellidon Close, Ardwick, Manchester, Greater Manchester, M12 4AH Claim 3000 is authorised and regulated by the Financial Conduct Authority FCA 833604. Company VAT No: 230852232 | ICO Number: ZA534924

PCP claimpro fee structure by band
Band Redress Received % Fees Maximum fee
A 1–1,499 30.00% £420
B 1,500–9,999 28.00% £2,500
A 10,000–24,999 25.00% £5,000
B 25,000–49,999 20.00% £7,500
A 50,000 15.00% £10,000

These fees are in line with the FCA guidelines on compensation refunds of up to £49,999

Cancelling this agreement. You have a 14-day cooling off period which starts from the date you sign/e-sign the Letter of Authority in which you can cancel your contract without charge. Please email cancellations at [email protected] or alternatively you may write to us at PCP claimpro, Unit 31, Cariocca Business Park, Hellidon Close, Ardwick, Manchester, Greater Manchester, M12 4AH. If at any time during the 14-day cooling off period, we receive an offer of compensation our normal fees will be payable.

If you cancel after 14 days cooling off period but before an offer of redress is made, PCP claimpro may decide to make a fair and reasonable cancellation charge which will be determined by the amount of work completed to that point in time in relation to your claim. Once a cancellation is requested outside the 14 days, we will send out an itemised bill detailing the work PCP claimpro have completed on your behalf.

To read more information on the facts referenced on our website you can go to this article on the FCA’s website https://www.fca.org.uk/consumers/car-finance-complaints

PCP claimpro is a trading style of Claim3000 LTD, incorporated in England & Wales (Compnay number 09371796). Registered Address: Unit 31, Cariocca Business Park, Hellidon Close, Ardwick, Manchester, Greater Manchester, M12 4AH Claim 3000 is authorised and regulated by the Financial Conduct Authority FCA 833604. Company VAT No: 230852232 | ICO Number: ZA534924

PCP claimpro acts as an introducer for potential clients/customers to UK legal professionals or Claims Management Companies who are authorised and regulated by the Financial Conduct Authority. We may receive payment from our partners for introducing claims or claimants them. We will not charge you for our service.

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